Buying a Home: What You Should Do First

Written by Cameron Odom

Feb 18, 2021
Buying a Home

Buying a home is one of the most exciting experiences in our lives, but we find ourselves wondering, “Where do I begin?” A common misconception is finding a realtor as soon as possible. While real estate agents are essential during the search for your dream home, the first step you need to take is finding out how much home you can afford

Figuring out how much home you can afford sounds daunting, but in reality, it’s super simple with the help of technology. Our pre-qualification calculator gives you an estimate of your max loan and purchase price amount. Keep in mind that our pre-qualification calculator does not create an official pre-qualification letter. Once you learn what your estimated max purchase price is on the calculator, the next step is to secure your official pre-qualification letter. 

Official pre-qualification letters give you an idea of how much your loan will be. To become pre-qualified, you must apply on our website. The application will inquire about items such as the below: 

  • Income
  • Assets
  • Liabilities
  • Soft Credit Inquiry

Once this information is received by our team, we will provide you with a pre-qualification letter within 24-hours. Both you and your real estate agent can then begin to look for homes within your qualified budget. 

Not only do official pre-qualification letters help you financially, it helps put you first in line for a home. According to the Boston Business Journal, “… this January [closings] increased by 7.8% for single-family homes and 9.8% for condo sales compared to January 2020.” With the housing market booming like it is, it’s best to do anything you can to help you stand out from the rest. 

 So what are you waiting for? Get prequalified today by visiting our website www.rosegatemortgage.com. There you will find an application to get you prequalified. The application only takes about 10-15 minutes and can be completed on your laptop, cellphone, or tablet. Once complete, we’ll get back to you within 24-hours with your pre-qualification letter. From there, you can begin looking for the home of your dreams!

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