Author: Cameron Odom

May 10, 2023

What is the minimum down payment required for a mortgage?

How much cash do you need to bring to closing for your down payment? Read this article to learn more!

2 min read
December 13, 2022

USDA Home Loan: What it is, How it Works, and How to Apply

To know how to apply for a USDA home loan, read this article until the end.

3 min read
October 12, 2022

A Complete Guide to the Rate and Term Refinance

In this article, you will learn how the rate and term refinance works, what it entails, as well as how you can apply for one.

4 min read
September 20, 2022

What are Home Mortgage Closing Costs?

Are you closing in on that home of your dreams? Congratulations. However, it’s important not to make the same mistake most home buyers make at the final moment.

3 min read
September 12, 2022

What is a Fixed-Rate Mortgage?

This article will help you to know what it means and how you can get a fixed-rate mortgage.

3 min read
August 25, 2022

VA Home Loan Guide: Everything You Need to Know About VA Loans

If you are a veteran or home buyer, this article has been carefully curated to contain everything you need to know about VA home loans.

4 min read
July 15, 2022

ARM Loan Guide: Everything You Need to Know About ARM Loans

In this light, a very reliable and low-rate loan to settle your mortgage, buy a new home or even refinance your mortgage is the ARM loan.

3 min read
July 5, 2022

FHA Loans: What it is, How Does it Work, and How to Apply

In this article, you will learn what the FHA loan is all about, how it works, what makes you qualify for it, and how to apply for it.

4 min read
May 24, 2022

Cash-out Refinance: What is, how does it work, and how to get it

So, what is a cash-out refinance loan, and how does it work? The answers have been simplified for you in this article.

4 min read
May 24, 2022

February MVP: Ken Schmidt

February is the shortest month of the year, but one special Rosegate teammate made the most of it! In this short (but fun) interview, we’ll be talking to Ken Schmidt.

3 min read
February 24, 2022

The Guide to Gift Funds

Learn about an opportunity to help you ease the pressure of down payment using Mortgage Gift Funds.

3 min read
February 23, 2022

January MVP: Cameron Odom

As we enter 2022, we want to start a new segment called “Rosegate’s Monthly MVP.” This month we would like to recognize Marketing Coordinator, Cameron Odom.

4 min read
February 11, 2022

15 vs. 30 Year Mortgage: Which is Better?

Not sure whether to get a 15-year mortgage vs. a 30 year? Keep reading to find out the benefits of each.

3 min read
January 28, 2022

The Perks of Owning a Home vs. Renting

There are so many perks to owning vs. renting that people don't realize. Here are five perks to owning a home vs renting.

3 min read
January 21, 2022

How to Start Building Credit After College

Accessing your financial situation after college can be stressful.. Here are some tips to help you build credit after college.

3 min read