Author: Cameron Odom

July 29, 2024

Demystifying Treasury Yield: Expert Advice from a Rosegate Mortgage Professional

Are you considering diving into the mortgage market? Understanding the intricate dynamics of interest rates is crucial for making informed decisions. One crucial factor that often influences mortgage rates is treasury yield. In this comprehensive guide, we’ll unravel the mystery behind treasury yield and delve into its profound implications on the mortgage process, with professional […]

5 min read
October 5, 2023

Unlocking the Power of Home Equity: A Comprehensive Guide

Homeownership is a significant milestone in life, and it comes with a hidden treasure - home equity. Understanding how to make the most of your home's equity can open up a world of financial opportunities. In this comprehensive guide, we'll explore the concept of home equity, its benefits, and various strategies to leverage it for your financial well-being.

3 min read
September 6, 2023

Maximizing Financial Potential: The Benefits of a Cash-Out Refinance Mortgage

At Rosegate Mortgage, we understand that homeownership is not just about finding the perfect house; it’s about making your home work for you. A cash-out refinance mortgage can be a powerful financial tool, allowing you to leverage your home’s equity for various purposes. In this blog post, we’ll explore the numerous benefits of choosing a […]

3 min read
June 28, 2023

Boost Your Credit Score for Homebuying Success

Want to purchase a home? Discover effective strategies to improve your credit score. Learn how Rosegate can assist you in achieving your homeownership goals by providing valuable insights on credit improvement.

3 min read
June 12, 2023

Understanding Mortgage Closing Costs

Discover the ins and outs of mortgage closing costs. Learn about the different types of fees and expenses involved in the home-buying process.

3 min read
May 10, 2023

What is the minimum down payment required for a mortgage?

How much cash do you need to bring to closing for your down payment? Read this article to learn more!

2 min read
December 13, 2022

USDA Home Loan: What it is, How it Works, and How to Apply

To know how to apply for a USDA home loan, read this article until the end.

3 min read
October 12, 2022

A Complete Guide to the Rate and Term Refinance

In this article, you will learn how the rate and term refinance works, what it entails, as well as how you can apply for one.

4 min read
September 20, 2022

What are Home Mortgage Closing Costs?

Are you closing in on that home of your dreams? Congratulations. However, it’s important not to make the same mistake most home buyers make at the final moment.

3 min read
September 12, 2022

What is a Fixed-Rate Mortgage?

This article will help you to know what it means and how you can get a fixed-rate mortgage.

3 min read
August 25, 2022

VA Home Loan Guide: Everything You Need to Know About VA Loans

If you are a veteran or home buyer, this article has been carefully curated to contain everything you need to know about VA home loans.

4 min read
July 15, 2022

ARM Loan Guide: Everything You Need to Know About ARM Loans

In this light, a very reliable and low-rate loan to settle your mortgage, buy a new home or even refinance your mortgage is the ARM loan.

3 min read
July 5, 2022

FHA Loans: What it is, How Does it Work, and How to Apply

In this article, you will learn what the FHA loan is all about, how it works, what makes you qualify for it, and how to apply for it.

4 min read
May 24, 2022

Cash-out Refinance: What is, how does it work, and how to get it

So, what is a cash-out refinance loan, and how does it work? The answers have been simplified for you in this article.

4 min read
May 24, 2022

February MVP: Ken Schmidt

February is the shortest month of the year, but one special Rosegate teammate made the most of it! In this short (but fun) interview, we’ll be talking to Ken Schmidt.

3 min read